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Best Car Insurance Rates in Ontario

Insurance Buddy™ is an online insurance quote system committed to providing complete quote accuracy, operated by INSUREIT GROUP INC. Our goal is to provide the best car insurance rates while maintaining the highest standard of service. It is our mission to drive down your auto and other insurance rates by providing an online rating system based on your driving profile. This site was created to help you find the cheapest insurance rates in Ontario for car and home.

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Recent Blog Posts

Business Interruption Prevention

Business loss prevention

As a business, dealing with any kind of loss or damage is a nightmare situation. And while mitigating and repairing what has happened is paramount, probably the worst part of it is the business interruption side of the situation. You’ve got your commercial insurance to cover the losses and help with getting your business up and running again. But this will obviously not happen overnight – what will happen in the meantime?

This can be a very scary prospect, especially if the pause in your operations could result in losing customers and losing revenue. This is why it’s important to take a proactive approach and prepare for the worst. This way, if misfortune befalls your organization, you will at least be in a better position to deal with the repercussions and get back up on your feet faster.

Preventing Business Interruption

Here are a few tips for preventing business interruption and getting your operations back up and running as quickly as possible…

~ Keep your accounting and bookkeeping up to date. It’s a good idea to employ the services of a professional accountant to handle things like the preparations of financial statements and the performance of an annual audit of your books. Having all of this information current and organized will be a major advantage when you have to make a business insurance claim. This is not the time you want to be scrambling to get your numbers in order.

~ While so much of business now revolves around digital information and storage, many businesses still have plenty of physical paperwork that is extremely important. Duplicate your business records and other important documents and store them off-site. This protects you in the event that your premises and contents are damaged. You will at least have the documents to substantiate any business interruption loss.

~ Does your business involve the services of suppliers? Think about what would happen if they suffered an interruption of their abilities to serve you. Maintain a list of other suppliers you could turn to in the event your primary supplier suffers a loss.

~ Be prepared with a plan of action as to how you will continue to serve your clients to help you avoid losing your customer base. So, for example, if your premises are being repaired after a loss, consider shifting things to temporary premises where you can resume operations immediately. Run through different loss scenarios and come up with a plan B.

~ And of course, do everything you can to make your place of business as safe and secure as possible. Check out these recommendations for preventing business crime  and click here to review our full list of business insurance tips.

Have any questions on preventing business interruption? Want more information on what kind of business insurance plan would best align with your organizational needs? Get in touch with one of our licensed brokers today!

 

Image source: interphasesolution | FreeDigitalPhotos.net

 

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Insurance Buddy 2016 Roundup

Another year nearly over and you know what that means. Time for our yearly round up of the posts we put together over the course of 2016, just in case you missed any along the way. Our goal here on the blog is to provide you with helpful resources, tips and updates to help you navigate the world of insurance in Ontario, whether it’s learning how to keep your car in top shape to maintain your cheap auto insurance rates, or keeping you updated on new options for your house insurance coverage. Dig in to some of our posts from this year…

Car Insurance Posts

~ We get a discount on car insurance in Ontario for the tires we use during the cold months: Time to Think Winter Tires

~ When gathering quotes, it’s important to understand how the cost of car insurance is determined: 4 Factors that Affect Car Insurance Rates in Ontario

~ Avoid any unfortunate brake related incident: Signs Your Brakes Need Some Attention

~ Definitely one of the most stressful situations one can face as a driver: What to Do When You’re in a Car Accident

~ Reduce the appeal of your vehicle and do what you can to keep it secure: How to Prevent Car Theft

~ High risk drivers can pay around 25% more for auto insurance. If you fall into this category, this one’s for you: 7 Things You Need to Know as a High Risk Driver in Ontario

~ This was an important update, driven by the government of Ontario’s aim to reduce auto insurance premiums: New for Car Insurance in Ontario – Changes to Benefit Coverage

~ Cheap auto insurance is on the radar for any young person getting behind the wheel of their first car: How to Get the Best Car Insurance Rates as a Young Driver

And to finish off, we did up a series of posts around car maintenance in different seasons throughout the year – look out for our spring car maintenance post later in 2017.

Home Insurance Posts

~ Make your home less attractive: Burglary Prevention Tips for Your Home

~ Clearing up some insurance jargon: Actual Cash Value versus Replacement Cost

~ Imagine returning from a vacation only to find your house has been the target of thieves: Heading on Holiday This Summer? Savvy Steps to Safeguard Your Home

~ Inspiration from an infographic from the York Regional Police: Tips to Protect Your Home from Thieves

~ Fresh water flood damage coverage now available in our province: Industry First in Home Insurance Ontario – Overland Water Protection

~ Water damage is the leading cause of home insurance claims in Ontario. A common issue is when freezing temps wreak havoc on your pipes: Water Damage and Home Insurance – Preventing Frozen Pipes

Business Insurance Posts

~ Your virtual assets can be just as valuable, if not more so, than your physical ones: Business Loss Prevention – Protect Your Computers

~ Learn how to protect your commercial operations: Business Crime Prevention Tips

~ According to a Globe and Mail study, more than half of small to mid-sized businesses surveyed experienced a data breach: How Cyber Secure Is Your Business?

And to finish things off, some general insurance posts:

The Benefits of Buying Insurance from a Broker

8 Tips to Save on Your Home and Auto Insurance in 2016

From all of us here at Insurance Buddy, wishing you and yours a lovely holiday season and all the very best for the New Year. We thank you for your business and support and we look forward to continuing to serve your insurance needs in Toronto and around the province of Ontario. See you in 2017!

Image courtesy of krishna arts | FreeDigitalPhotos.net

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