If you’re looking for more information on insurance coverage in Ontario, you’ve come to the right place – the Insurance Buddy blog! If you’ve missed any of our posts this year on auto insurance, home insurance or business insurance, read on for the roundup of our content in 2021.

Auto Insurance

When you’re on the lookout for cheap auto insurance, you’re most likely thinking about the car you drive and how it will affect your rates. The likelihood of a vehicle having a car insurance claim plays a role, which is why a vehicle’s theft rate should also be on your radar…

~ Top 10 Stolen Vehicles in Ontario for 2020

Telematics is one way you can save on your auto insurance rates. This year we saw an important change to how this technology is leveraged in Ontario… and it’s not good news for high risk drivers!

~ An Important Change to Telematics for Auto Insurance in Ontario

At the outset of the pandemic, we looked at its effects on auto insurance. We decided to do an update post on where things stand with rates and the usage based insurance trend…

~ One Year Later – a Look At Where Things Stand With Car Insurance and COVID

High risk driving behaviours saw an uptick during the pandemic. Ontario’s Ministry of Transportation announced new legislation to tackle this alarming trend…

~ New Legislation to Make Ontario’s Roads Safer

With the breaking of a story about a Toronto mother defrauded out of thousands of dollars by an auto insurance provider, we thought it was a good time to talk about ways to avoid auto insurance fraud when you’re purchasing coverage for your car…

~ How to Protect Yourself From Fraud When Buying Auto Insurance

We continued with our series of posts on auto insurance fraud by delving into the prevention of fraud after you’ve been involved in an accident…

~ Preventing Auto Insurance Fraud After a Collision

In our last post on auto insurance fraud, we talked about avoiding fraud when getting your vehicle repaired…

~ Protecting Yourself From Auto Repair Fraud

When it comes to questions around high risk auto insurance, drivers are very often wondering about the effects of a DUI on insurance rates…

~ Auto Insurance Q & A – How Much Does Your Insurance Go Up After a DUI in Ontario?

Did you know that your teenager is by default considered a high risk driver? And we all know that this means more expensive premiums. In this post, we look at what you can do to help your teen keep the costs down for insurance coverage…

~ How to Get Cheaper Car Insurance for Your Teenager

Home insurance

We talk a lot here on the blog about high risk auto insurance but in this post we take a look at its counterpart in home insurance…

~ What Is High Risk Home Insurance?

If you have a cabin or recreational property, this post is for you…

~ Safeguard Yourself Against the Top 3 Risks to Your Cottage

Has the pandemic made you rethink calling the GTA your home base? You’re not alone! Moving out to the country has been an enduring trend. In this post, we take a look at how home insurance differs in small towns… you might be surprised to learn which direction your rates will most likely go to insure your home. We take a quick look at auto insurance rates too…

~ The Effects on Your Insurance Rates When You Move to a Small Town

Insurance Terms Defined

~ Insurance Terms Defined – Facility Insurance

The Insurance Industry in Ontario

Did you know that in Ontario, insurance providers are not allowed to offer any sort of discount, rebate or incentive to encourage the sale of an insurance plan? The Financial Services Regulatory Authority (FSRA) in Ontario was looking for public input on making amendments to this rule…

~ A Proposed New Rule for Insurance and Incentives in Ontario

The government of Ontario announced its 2021/2022 budget – a commitment to address water damage concerns, but nothing on auto insurance and cutting back rates…

~ Ontario Budget 2021/2022 – Support for Water Damage, Silence on Auto Insurance

We know that you’re on the hunt for cheap insurance in Toronto and around Ontario. In this post we share an update on what’s happening with rates for both home and auto.

~ An Update on Home and Auto Insurance Rates in Ontario

Business insurance

Businesses have been battered hard during the pandemic, and to add insult to injury, insurance coverage increasingly became a problem for many organizations…

~ What to do if you can’t find insurance coverage for your small business

The Most Popular Posts on the Blog

These were the top three posts on our blog in 2021 – oldies but goodies. Dive into the archives and check them out!

~ Auto Insurance Q & A – Is It Possible for Two People to Own One Vehicle in Ontario?

~ 7 Things You Need to Know as a High Risk Driver in Ontario

~ Auto Insurance Q & A: What Happens If I Miss a Payment on My Car Insurance?

From all of us here at Insurance Buddy, wishing you and yours a lovely holiday season and all the very best for 2021! We thank you for your business and support and we look forward to continuing to serve your insurance needs in Toronto and around the province of Ontario.

While our offices remain closed to in-person visits due to COVID-19, we are still here to help you with your insurance needs. Get an online quote for home and auto insurance, or contact us today to get in touch with one of our insurance professionals.